The aftermath of a motor vehicle accident can be scary, overwhelming and challenging on many levels. If you don’t know what you’re doing and how to stay on track, it’s easy to make a mistake that slows you down and potentially costs you money.
There are many common misconceptions associated with motor vehicle accidents, including but not limited to the following:
- Your insurance agent is on your side: You have a good relationship thanks to many years of service, so you assume your agent will fight to get you the compensation you deserve. This is a mistake, as they will always take the side of their company while doing what is best for their personal business.
- You don’t believe your injuries are serious enough: Just because you don’t have a serious injury doesn’t mean you can’t receive compensation. Seek medical treatment, let your doctor provide an accurate diagnosis and then learn more about the impact on your life now and in the future. You can receive compensation even for minor injuries.
- It’s best to skimp on medical care to save money: Many people go down this path, because they’re afraid they won’t recover compensation in the future. Subsequently, they’ll be stuck with medical bills they can’t afford. There are resources available to help pay for medical care, so don’t skimp. Delaying treatment can result in additional injuries, while also hindering your claim.
- You don’t have to talk to your insurance company: Yes, you need to file a claim, but there is no law stating that you have to share details with your insurance agent or other company representatives. You don’t have to answer questions, provide a written statement or sign your name to anything. And this is particularly true before you review your policy and consult with a legal professional.
With so many responsibilities after a motor vehicle accident, it’s easy to misconstrue these misconceptions as facts.
The best approach is to slow down, receive care for your injuries and protect your legal rights. When you know what to expect and how to deal with every step of the process, it’s easier to make decisions that will work in your favor over the long run.