Car accidents are a terrible experience. In the aftermath, you might not think clearly and make a mistake that prevents you from receiving an insurance payout. Massachusetts law requires automobile insurance for all registered vehicles. If you get into a car accident, there is a good chance the other driver’s insurance company will call you.
If you worry about what to do immediately after a motor vehicle accident, continue reading this article. There are many things you should avoid to receive the payout you deserve.
Avoid giving a statement
When the other driver’s insurance adjuster calls you, remember that they do not have your best interest in mind. They might try to lull you into casual conversation, but you should politely cut them off. Do not under any circumstances give a statement. Even if you do not admit wrongdoing, the information might contradict the previous comment you gave to the police. The insurance adjuster aims to pay as little in damages as possible. They will use your statement against you if you give them a chance.
Be cautious with your insurance company
Even your insurance company does not necessarily want to help if they do not have to fully. When you speak with them to report the accident, keep your details to the facts and do not go into who is at fault.
Speaking with insurance adjusters is difficult. They want to avoid paying out their claims and look for ways they can take advantage of ignorant customers. Put yourself in the best position possible by only reporting the facts and avoiding any recorded statements for the other driver’s insurance company.