The cost of dog bites may be increasing according to numbers available from 2014. Worcester residents may be surprised to learn that dog bite claims and injuries accounted for $530 million in payouts for homeowner’s insurance claims during 2014. According to the Insurance Information Institute, the number of claim payouts associated with dog bites or dog injuries accounted for one third of the total of all homeowner claim payouts in the United States.
The cost of claims also increased by 15 percent in 2013. Though claims may have been declining, overall, since 2003, the cost of claims has increased by 67 percent. The increase in medical costs associated with dog bite claims has contributed to the increased payouts. Awards victims receive have also increased. Additional factors and the rising cost of medical care caused the amount of dog bite claim-related payouts to increase from $27,862 to $32,072 in 2013.
Dog bite injuries can cause significant physical and emotional harm. Dog bite injuries can be both extensive and expensive to treat and can have a long lasting impact on victims. Because of the serious nature of dog bite injuries, the legal process provides the option to bring a dog bite claim for damages when a victim has been harmed in a dog attack. Victims may be able to recover damages including medical expenses, lost wages and pain and suffering damages. Additional damages may also be available depending on the circumstances.
The emotional and physical pain of an unexpected dog bite injury can sometimes be overwhelming for victims. Due to the significant impact of dog bite injuries, the legal process provides resources to help victims heal and to help with the expenses associated with the recovery process.
Source: CNBC, “Dog bite insurance payouts are soaring,” Jacob Pramuk, May 14, 2015